At Prime, we are fluent in all aspects of condo insurance.

 

An umbrella insurance policy gives you the wherewithal for survival in the event of catastrophic liability loss.

 

Condo Insurance Coverage

 

• covers your personal property and liability

• covers any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

 

Optional Loss Assessment Coverage

 

• protects you against certain assessments that may be levied by the association

• compensates you for additional living expenses incurred should you need to vacate your condo after a covered loss

 

Condominium insurance is a class of its own. Let us find the right amount of coverage to suit your particular condo insurance needs.

 

Condo Insurance

Condo insurance protects your personal property and beyond. Spend a little more on premiums and you can opt to carry Full Value Personal Property, giving you full replacement value reimbursement minus any depreciation after a covered loss.

 

Upgraded kitchen cabinets or newly installed hardwood floors mean you have a higher investment. Condo building item coverage protects these. Refer to your HOA agreement to establish what the Association policy covers and what you are ultimately responsible for. Remember that damage to common areas may cause your condo association to charge all condo owners for payment of the deductible on the association policy.

Be aware that numerous limits of loss assessment coverage are obtainable. Refer to the HOA agreement to establish the potential for these assessments. Available for discussion, we can help you determine your insurance needs and ensure you have adequate coverage protection.

 

Protecting You and Your Guests

Your condo insurance policy covers you and your family members against bodily injury and property damage liability claims, as well as any litigation that may result subject to your chosen limits. Moreover, you can select medical payments coverage. This will cover medical expenses incurred by a visitor who is injured at your residence regardless of whose fault it is. Various limits are obtainable.

 

Extra Coverage – Inexpensive Coverage

Many people choose to supplement their condo insurance coverage with personal umbrella liability insurance for extended protection. If you have special valuable items including jewelry, art, antiques or collectibles, you will want to know about our Valuable Articles. This provides extended coverage with no deductible, should you incur a covered loss.

 

Unique Insurance, Perfect for your Condo

For more information or to find the optimum combo of coverage, value and cost, contact us today.