General liability, also called “commercial liability insurance” is a commercial insurance policy with broad coverage. It covers general liability exposures in regard to a business. PRIME Insurance advises all Deal, NJ businesses and beyond to have general liability coverage for protection.

 

Professional Liability Insurance (Errors & Omissions)

 

Errors & Omissions (E&O) protects professionals for negligence and errors or omissions that injure their clients or cause damage to someone else’s data. This insurance is exceptionally important for licensed professionals, like accountants, lawyers, insurance agents, architects, engineers and technology companies. We advise all professional and technology companies to acquire E&O coverage.

 

Employment Practices Liability Insurance (EPLI)

 

Employment Practices Liability Insurance for employers covers those employment-related liabilities that are not on-the-job injuries. This can include legal fees and damages for lawsuits involving wrongful termination, discrimination, sexual harassment, and further alleged violations of employees’ legal rights. If you have employees in your business, we advise acquiring this form of coverage.

 

Directors and Officers Insurance (D&O)

 

D&O insurance protects directors and officers of a company for negligent acts or omissions as well as for misleading statements that result in lawsuits against the company. A variety of different Directors and Officers coverage is available. They include corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may also be broadened to cover employment practices liability as well.

For more information out more about these, and other business insurance products and services, speak to us today.